Archive for the money matters Category

Online Job

Posted in money matters with tags , on February 23, 2008 by erfanmk

I just sign up for paypal account, and actually the process is very smooth and easy. No problem, piece of cakes and then i got an account. After having an account i am very curios on how to use it _of course for the firs timer, i have to spent it_ I did googling a whole day looking something that can be a proove that my account is really valid.

Next day, i just got an idea, okay why not using my account on productive way, such as instead of spending it, i can use my paypall acount to receive money. It sounds very tempting, but then here come another deadlock. What kind of online job that really give an income.

I really can not doing side jobs or any part timer job because my main job already take a lot of my working hours. The only part timer that i can do only the online job. After looking and searching among all the easy & quick way to got a cash _remember, all the “to good to be true” meant “not true at all”_ i finally sign up to the inetdataenty, and after confirmation of signup and confirmed. i just then can access the member area, which is contain another link that i need to sort out to find my online job. What a weird way to start the new online job.

Lets face it, i have to signup _and it is not free_ again and spent another dollar only to got a job. Is it really true, that the online job actually exist?  Well, i have not give up yet. I will let you know after i found out.

Another bad credit story

Posted in money matters on January 13, 2008 by erfanmk

Here is another classic (?) story, i just ….at last…. clear up all my credit card and one of my card is already closed. I plan to close another card, since it is not good to have so many credit card and btw i have 5 card previously and now i only got 3 cards. I know that having to many credit is not good (in any way) but in modern world you still need that kind of facility, because some transaction is better to use the plastic card compare to cash. So here i am try to negotiate with the credit card centre to ask them to close all my card and make it only 1 card but with highest limit. And offcourse they said “sorry sir, you can’t do that” So i just wandering why they refuse to do that _i’m sure that it is only the matter of administration, more paper works thats all_ or it is really very complicated and they will not going to do that?

Then i give them an option, if they can’t combine my 2 cards in to 1 cards — i have 2 classic card with maximum credit limit, then i want only have 1 gold card with total credit limit from my previous classic card or more– or i close my credit card forever. So that is meant that i am no longer using their credit card. For they record, i already become a credit card member since 1997 so it is about 11 years, and still they do not review my request?

I am not a bad credit that can not pay the bill, but this kind of system really get me nuts. Why is so hard to please the customer? I am their customer, so better they agree and accept my request or be sorry because they’ll going to loose one of good loyal customer ;)

Well, whatever result is i have to use my credit card wisely. Only use card if you can pay the credit in full. Do not ever pay minimum, or less than what we’ve already spending

Brave a new day

Posted in money matters on June 12, 2007 by erfanmk

Payment day, hahahaha …. what a relieved. A got money but not for long, all expenses and credit card charge are wait for payment also. Alas, all those already consume my salary. I got no cash. Credit card should be use again for the rest of this month. Well, i dont know what to say, should this credit card is a saviour or a dooms. Sometime its very helpfull, but most of the time it give you a false owned money. Lets say, if you have a credit limit till 5 million, in our mind we fell that we have 5 million to be spent reality is you have 5 million debt to be paid with interest. Well, whatever wise men said even the good guy pretend to be blind.

Ok lets face it, credit card is just a tool, you can use it for your own good or else. You just have to be discipline for paying it after you commit to have a debt.

Lets see, hope i can pass this month without having more debt in credit card :)